Previously Known As : Idfc Low Duration Fund
Bandhan Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 8
Rating
Growth Option 04-12-2025
NAV ₹39.63(R) +0.03% ₹40.64(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.3% 7.18% 5.76% 6.35% 6.72%
Direct 7.59% 7.46% 6.02% 6.61% 6.96%
Benchmark
SIP (XIRR) Regular 6.84% 7.21% 5.89% 5.97% 6.27%
Direct 7.14% 7.49% 6.16% 6.23% 6.53%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.65 3.77 0.73 5.71% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.4% 0.0% 0.0% 0.14 0.25%
Fund AUM As on: 30/06/2025 6311 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN Low Duration Fund - Regular Plan - Daily IDCW 10.1
0.0000
0.0000%
BANDHAN Low Duration Fund-Direct Plan-Weekly IDCW 10.1
0.0000
0.0300%
BANDHAN Low Duration Fund - Regular Plan - Weekly IDCW 10.11
0.0000
0.0300%
BANDHAN Low Duration Fund - Regular Plan - Monthly IDCW 10.11
0.0000
0.0300%
BANDHAN Low Duration Fund-Direct Plan-Daily IDCW 10.11
0.0000
0.0000%
BANDHAN Low Duration Fund-Direct Plan-Monthly IDCW 10.12
0.0000
0.0300%
BANDHAN Low Duration Fund-Direct Plan-Quarterly IDCW 11.15
0.0000
0.0300%
BANDHAN Low Duration Fund - Regular Plan - Quarterly IDCW 11.21
0.0000
0.0300%
BANDHAN Low Duration Fund - Regular Plan - Periodic IDCW 13.16
0.0000
0.0300%
BANDHAN Low Duration Fund-Direct Plan-Periodic IDCW 13.31
0.0000
0.0300%
BANDHAN Low Duration Fund - Regular Plan - Growth 39.63
0.0100
0.0300%
BANDHAN Low Duration Fund-Direct Plan-Growth 40.64
0.0100
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

Bandhan Low Duration Fund is the 6th ranked fund in the Low Duration Fund category. The category has total 19 funds. The Bandhan Low Duration Fund has shown a very good past performence in Low Duration Fund. The fund has a Jensen Alpha of 5.71% which is higher than the category average of 5.54%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 3.65 which is higher than the category average of 3.55.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Bandhan Low Duration Fund Return Analysis

  • The fund has given a return of 0.49%, 1.61 and 3.1 in last one, three and six months respectively. In the same period the category average return was 0.51%, 1.68% and 3.26% respectively.
  • Bandhan Low Duration Fund has given a return of 7.59% in last one year. In the same period the Low Duration Fund category average return was 7.8%.
  • The fund has given a return of 7.46% in last three years and ranked 19.0th out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.68%.
  • The fund has given a return of 6.02% in last five years and ranked 16th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.33%.
  • The fund has given a return of 6.96% in last ten years and ranked 10th out of 15 funds in the category. In the same period the category average return was 7.02%.
  • The fund has given a SIP return of 7.14% in last one year whereas category average SIP return is 7.4%. The fund one year return rank in the category is 19th in 19 funds
  • The fund has SIP return of 7.49% in last three years and ranks 19th in 19 funds. Kotak Low Duration Fund has given the highest SIP return (7.96%) in the category in last three years.
  • The fund has SIP return of 6.16% in last five years whereas category average SIP return is 6.41%.

Bandhan Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.4 and semi deviation of 0.25. The category average standard deviation is 0.38 and semi deviation is 0.23.
  • The fund has a beta of 0.23 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47
    0.47
    		0.43 | 0.58 9 | 19 Good
    3M Return % 1.54
    1.54
    		1.38 | 1.74 11 | 19 Average
    6M Return % 2.95
    2.98
    		2.70 | 3.34 12 | 19 Average
    1Y Return % 7.30
    7.24
    		6.64 | 7.81 7 | 19 Good
    3Y Return % 7.18
    7.12
    		6.56 | 7.77 7 | 19 Good
    5Y Return % 5.76
    5.81
    		5.13 | 7.13 8 | 17 Good
    7Y Return % 6.35
    6.16
    		5.52 | 7.02 7 | 17 Good
    10Y Return % 6.72
    6.53
    		5.99 | 7.24 4 | 15 Very Good
    15Y Return % 7.64
    7.33
    		6.77 | 7.94 2 | 12 Very Good
    1Y SIP Return % 6.84
    6.84
    		6.24 | 7.53 9 | 19 Good
    3Y SIP Return % 7.21
    7.18
    		6.62 | 7.81 9 | 19 Good
    5Y SIP Return % 5.89
    5.89
    		5.28 | 6.59 9 | 17 Good
    7Y SIP Return % 5.97
    6.01
    		5.37 | 6.62 8 | 17 Good
    10Y SIP Return % 6.27
    6.19
    		5.68 | 6.88 7 | 15 Good
    15Y SIP Return % 6.74
    6.36
    		3.90 | 7.21 3 | 13 Very Good
    Standard Deviation 0.40
    0.38
    		0.34 | 0.42 16 | 19 Poor
    Semi Deviation 0.25
    0.23
    		0.20 | 0.28 18 | 19 Poor
    Sharpe Ratio 3.65
    3.55
    		2.28 | 4.62 9 | 19 Good
    Sterling Ratio 0.73
    0.72
    		0.66 | 0.78 6 | 19 Good
    Sortino Ratio 3.77
    4.93
    		2.25 | 9.44 16 | 19 Poor
    Jensen Alpha % 5.71
    5.54
    		5.05 | 5.99 6 | 19 Good
    Treynor Ratio 0.10
    0.09
    		0.06 | 0.12 7 | 19 Good
    Modigliani Square Measure % 14.09
    14.50
    		13.27 | 15.82 13 | 19 Average
    Alpha % -1.00
    -1.02
    		-1.53 | -0.42 9 | 19 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49 0.51 0.48 | 0.59 14 | 19 Average
    3M Return % 1.61 1.68 1.59 | 1.84 18 | 19 Poor
    6M Return % 3.10 3.26 3.10 | 3.43 19 | 19 Poor
    1Y Return % 7.59 7.80 7.58 | 8.03 18 | 19 Poor
    3Y Return % 7.46 7.68 7.46 | 7.89 19 | 19 Poor
    5Y Return % 6.02 6.33 6.01 | 7.24 16 | 17 Poor
    7Y Return % 6.61 6.67 5.63 | 7.29 11 | 17 Average
    10Y Return % 6.96 7.02 6.29 | 7.64 10 | 15 Average
    1Y SIP Return % 7.14 7.40 7.14 | 7.72 19 | 19 Poor
    3Y SIP Return % 7.49 7.73 7.49 | 7.96 19 | 19 Poor
    5Y SIP Return % 6.16 6.41 6.16 | 6.69 17 | 17 Poor
    7Y SIP Return % 6.23 6.53 6.20 | 6.94 15 | 17 Average
    10Y SIP Return % 6.53 6.69 6.18 | 7.14 10 | 15 Average
    Standard Deviation 0.40 0.38 0.34 | 0.42 16 | 19 Poor
    Semi Deviation 0.25 0.23 0.20 | 0.28 18 | 19 Poor
    Sharpe Ratio 3.65 3.55 2.28 | 4.62 9 | 19 Good
    Sterling Ratio 0.73 0.72 0.66 | 0.78 6 | 19 Good
    Sortino Ratio 3.77 4.93 2.25 | 9.44 16 | 19 Poor
    Jensen Alpha % 5.71 5.54 5.05 | 5.99 6 | 19 Good
    Treynor Ratio 0.10 0.09 0.06 | 0.12 7 | 19 Good
    Modigliani Square Measure % 14.09 14.50 13.27 | 15.82 13 | 19 Average
    Alpha % -1.00 -1.02 -1.53 | -0.42 9 | 19 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Low Duration Fund NAV Regular Growth Bandhan Low Duration Fund NAV Direct Growth
    04-12-2025 39.6277 40.6446
    03-12-2025 39.6254 40.6419
    02-12-2025 39.6171 40.633
    01-12-2025 39.6125 40.628
    28-11-2025 39.6039 40.6181
    27-11-2025 39.6006 40.6144
    26-11-2025 39.5951 40.6085
    25-11-2025 39.581 40.5937
    24-11-2025 39.5671 40.5791
    21-11-2025 39.55 40.5605
    20-11-2025 39.5455 40.5555
    19-11-2025 39.5422 40.5519
    18-11-2025 39.5328 40.5419
    17-11-2025 39.5271 40.5357
    14-11-2025 39.5094 40.5166
    13-11-2025 39.508 40.5147
    12-11-2025 39.5017 40.508
    11-11-2025 39.4934 40.4992
    10-11-2025 39.483 40.4881
    07-11-2025 39.4607 40.4643
    06-11-2025 39.4555 40.4587
    04-11-2025 39.4431 40.4456

    Fund Launch Date: 12/Jan/2006
    Fund Category: Low Duration Fund
    Investment Objective: The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategyfrom a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 monthsand 12 months.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulayduration of the portfolio is between 6 months and 12 months
    Fund Benchmark: NIFTY Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.